Every Budget Energy tariff available right now — unit rate, standing charge, contract length, exit fee and renewable status. Last verified 28 February 2026.
Northern Ireland is a separate electricity market from Great Britain — Ofgem's Energy Price Cap does not apply here. Domestic tariffs are reviewed and approved by the Utility Regulator (UREGNI). The figures below are Budget Energy's published rates effective from 15 January 2026, including 5% VAT, as listed in the Consumer Council for Northern Ireland comparison table (28 February 2026). Annual costs assume a typical 3,200 kWh single-rate household.
Live prices from our back office
Budget Energy tariffs available right now
Unit rates and standing charges for every Budget Energy domestic tariff currently active in our comparator, refreshed automatically against the supplier's price list.
Budget Energy publishes the same unit rate and standing charge across every UK distribution region today.
No Budget Energy tariffs are currently priced in our back office for this region. Try another region above, or compare Budget against every UK supplier on price.
The unit rate and standing charge below come directly from the price list Budget files with our back office. UK suppliers publish a single all-in unit rate that already includes the 5% VAT and the regulated network charges that your DNO levies for transmission and distribution; we surface them as-is. Annual cost estimates use the Ofgem typical domestic consumption value of 2,700 kWh per year.
Standing charge
Daily charge from Budget
× 365 days× 365
= Annual standing charge
Unit rate
Charge per kWh used
Includes 5% VAT and regulated network charges
× 2,700 kWh (Ofgem typical)
Unit rates
Peak rate
Off-peak rate
Includes 5% VAT and regulated network charges
Annual energy (50/50 split assumed)
Actual cost depends on how much of your usage falls in the off-peak window — see the supplier for window hours.
Estimated annual cost
at 2,700 kWh typical use
Data refreshed automatically against Budget's back-office filing — last verified . The annual cost is an illustrative estimate at Ofgem's typical-household consumption (TDCV). Your real bill depends on your usage, meter type and any add-on services.
Prices shown are the current rates Budget Energy files with our comparator for a typical single-rate meter, including 5% VAT. Final bills depend on your meter type and usage profile.
Learn how UK regions affect your unit rate.
Selectra expert
Which Budget Energy tariff fits you, and what will you actually pay?
Budget Energy publishes ten domestic plans split across two payment groups (Bill Pay for direct debit / postal / online billing customers, and Keypad for prepayment meters), plus a parallel Economy 7 range for storage-heater and EV homes. The two tariffs that matter most are the ones almost nobody actively chooses: the two Standard 24hr defaults you land on when a fixed term ends. Every other plan exists to undercut them.
Bill Pay Fixed Price Q4 25
fixed · 12 months
Best fit if — Any Bill Pay household, new or existing, that wants the lowest price and a flat unit rate locked for 12 months. The only plan that gives you both.
Skip if — You're on a keypad meter (pick the Keypad Fixed Price Q4 25 instead), or you think Budget Energy will cut its standard rate in the next 12 months and want a variable plan that follows it down.
What you'll actually pay
25.116 p/kWh plus 14.553 p/day standing, about £857 a year at 3,200 kWh, versus £1,281 on the Standard 24hr default. That's a saving of roughly £420 a year if you actively switch from the rollover tariff.
The single best-value Bill Pay tariff Budget Energy is currently publishing.
Keypad Fixed Price Q4 25
fixed · 12 months · prepayment
Best fit if — Any prepayment household that wants the same 12-month price certainty as Bill Pay customers. New and existing keypad customers can take it.
Skip if — You're a new keypad customer switching in from another supplier, the Keypad 20% Discount + £80 Welcome Credit puts £80 in your pocket up front, even if its headline unit rate is higher.
What you'll actually pay
25.463 p/kWh plus 14.553 p/day standing, about £868 a year at 3,200 kWh. The cheapest keypad electricity tariff published in Northern Ireland at March 2026.
The benchmark keypad fixed plan, beat it only if a welcome credit changes the maths.
Bill Pay 29% Discount
variable · 12 months
Best fit if — Bill Pay customers who want a sizeable discount but believe the standard rate may fall over the next year, the 29% margin moves with the standard tariff so you keep the discount even if Budget cuts prices.
Skip if — You want absolute price certainty for the next 12 months (the Bill Pay Fixed Price Q4 25 is cheaper anyway at today's standard rate), or you think Budget Energy will raise prices further (a fix locks in today's rate).
What you'll actually pay
27.241 p/kWh plus 14.553 p/day at the current standard rate, about £925 a year at 3,200 kWh. If Budget cuts its standard tariff during the year, your unit rate falls by the same percentage.
A genuine hedge against further standard-rate increases, but more expensive than the fix today.
Keypad 20% Discount + £80 Welcome Credit
variable · 12 months · new customers
Best fit if — Brand-new keypad customers switching in from another NI supplier. The £80 welcome credit (£40 up front, £40 after month 9) plus the lower standing charge (9.975p/day vs 14.553p on the Fixed Price) closes the gap on the headline unit rate.
Skip if — You're an existing Budget Energy keypad customer (you're not eligible, pick the Keypad Fixed Price Q4 25), or you can't commit to staying past month 9 to collect the second £40 instalment.
What you'll actually pay
30.078 p/kWh plus 9.975 p/day standing, about £999 a year at 3,200 kWh before the welcome credit, around £919 after. That puts it within roughly £50/year of the Keypad Fixed Price, close enough that the £80 credit can tip it for switchers.
A switching-in offer first, a price plan second, run the maths against the Keypad Fixed Price Q4 25 before signing.
Bill Pay Loyalty 18% Discount + £100 Credit
fixed · 12 months · renewals
Best fit if — Existing Bill Pay customers approaching the end of a previous fixed term who want to renew with Budget Energy. The £100 free credit on first bill is the clearest renewal sweetener in the NI market today.
Skip if — You're prepared to switch to a different supplier or to Budget Energy's own Bill Pay Fixed Price Q4 25, both are likely to be cheaper on the headline unit rate, even after netting off the £100.
What you'll actually pay
31.461 p/kWh plus 14.553 p/day standing, about £1,060 a year at 3,200 kWh, falling to around £960 after the £100 credit. That's still around £100/year more than the Bill Pay Fixed Price Q4 25.
Decent renewal package, but the headline 18% discount lags the new-customer plans on raw price.
Bill Pay Economy 7
variable · day/night · credit meter
Best fit if — Bill Pay households with electric storage heating, an immersion tank or a home EV charger that runs overnight, and an existing E7 meter installed by NIE Networks.
Skip if — Less than roughly 30% of your annual kWh runs in the night window (23:00 to 08:00 in NI). Below that share the high day rate (42.912 p/kWh) wipes out the savings on the cheap night rate.
What you'll actually pay
Day 42.912 p/kWh plus Night 18.138 p/kWh plus 24.035 p/day standing. A typical storage-heater household shifting around 50% of usage to night pays roughly £1,250 to £1,350 a year at 3,200 kWh, comparable to the Bill Pay Standard 24hr, but with the upside that more night-shift usage cuts the bill further.
Genuine savings only kick in if you really do run most heavy loads overnight.
Keypad Economy 7
variable · day/night · prepayment
Best fit if — Prepayment customers with an Economy 7 keypad meter who want the day/night split without committing to a 12-month fix.
Skip if — You're a new customer, the Keypad Promotional 1 Economy 7 below knocks 16% off both rates and adds a £40 welcome credit for the same meter setup.
What you'll actually pay
Day 40.262 p/kWh plus Night 19.461 p/kWh plus 22.559 p/day standing. Headline annual bill broadly tracks the Bill Pay Economy 7 (around £1,250 to £1,350 depending on day/night split).
The fallback E7 keypad plan, fine as a default, but new customers should take the Promotional 1 instead.
Keypad Promotional 1 Economy 7
fixed · 12 months · new customers
Best fit if — New prepayment customers with an Economy 7 meter switching in from another supplier, the 16% discount applies to both day and night rates, and the £40 welcome credit covers the first few top-ups.
Skip if — You're an existing Budget Energy customer (you're not eligible, stay on the Keypad Economy 7 standard plan), or you're actively planning to swap out of E7 to a single-rate meter inside the next 12 months.
What you'll actually pay
Day 33.821 p/kWh plus Night 16.499 p/kWh plus 22.559 p/day standing, roughly 16% less per kWh than the standard Keypad Economy 7, plus £40 credit on top.
The best Economy 7 prepayment offer in NI today for anyone who is switching supplier.
Bill Pay Standard 24hr
variable · default
Best fit if — Nobody, deliberately. This is what you roll on to when a fixed term ends or if you never engage with the price-comparison process.
Skip if — Always, there is no scenario in which a Bill Pay household is better off on this tariff than on the Bill Pay Fixed Price Q4 25 or the Bill Pay 29% Discount.
What you'll actually pay
38.367 p/kWh plus 14.553 p/day standing, about £1,281 a year at 3,200 kWh after the 15 January 2026 increase.
If you're reading this and you're on this tariff, switch to the Bill Pay Fixed Price Q4 25 today, same supplier, around £420 a year cheaper.
Keypad Standard 24hr
variable · default · prepayment
Best fit if — Default landing tariff for keypad households who haven't actively chosen a different plan. Acceptable as a temporary fallback only.
Skip if — You can call Budget Energy or use the app to move to the Keypad Fixed Price Q4 25, same meter, same supplier, around £400 a year cheaper at 3,200 kWh.
What you'll actually pay
37.597 p/kWh plus 18.233 p/day standing, about £1,270 a year at 3,200 kWh after the January 2026 increase. The higher standing charge alone costs around £13/year more than the Bill Pay variant.
Same advice as the Bill Pay Standard 24hr, don't stay on this tariff once you know it exists.
Figures are taken directly from the Consumer Council for Northern Ireland price-comparison table dated 28 February 2026, including 5% VAT. Annual cost estimates assume a typical single-rate household consumption of 3,200 kWh; your actual bill will vary with your real usage and the share of consumption you run in the Economy 7 night window. Always check the live tariff sheet on budgetenergy.co.uk before signing up.
How to compare UK tariffs
Three numbers that decide your bill
1
Unit rate (p/kWh) — the cost of the energy you actually use. The Energy Price Cap caps the unit rate on the default (Standard Variable) tariff. Fixed tariffs are usually slightly above or below the cap.
2
Standing charge (p/day) — what you pay per day even if you use zero energy. Covers network costs, smart-meter rollout and policy levies. About 53p/day for electricity and 32p/day for gas on a typical 2026 tariff.
3
Exit fee — what you pay to leave early on a fixed tariff. Typically £25-£75 per fuel. None on Standard Variable. None in the final 49 days of any fixed contract.
Save up to£300per year
Is Budget the cheapest for your usage?
Headline rates lie. The only way to know is to compare against your real annual kWh. Selectra's comparison uses your postcode + 12-month usage to find the cheapest current deal.
Every UK domestic energy tariff has two components: a standing charge (a flat fee in pence per day, even if you use zero energy), and a unit rate (in pence per kWh you actually consume). Your bill = (standing charge × days) + (unit rate × kWh used) + VAT (5%). Compare both numbers — a tariff with a low unit rate but a high standing charge can cost more than the reverse if you use little energy.
The Energy Price Cap set by Ofgem limits how much suppliers can charge for the default (Standard Variable) tariff. It is reviewed every three months. It does not cap fixed-term tariffs — those can be cheaper or more expensive than the cap depending on wholesale prices.
Most UK fixed-term tariffs include an exit fee (typical range: £25-£75 per fuel) if you switch before the contract ends. You can switch without an exit fee in the last 49 days of your contract. The default Standard Variable tariff has no exit fee.
Many UK suppliers offer 'green' or '100% renewable' tariffs which match your annual consumption with REGO certificates. This is a paper-trail match, not a guarantee that the electrons reaching your home are renewable — but it does fund continued renewable generation. Tariffs marked '100% renewable' below carry REGO backing.
If wholesale prices are forecast to rise, fixing locks in today's price for the contract length. If they are forecast to fall, the Standard Variable tariff (capped by Ofgem) tracks the wholesale market down. The right choice depends on your appetite for stability vs. potential savings — Selectra's comparison tool factors in both.
Report an error on this page
Thanks for letting us know!
Your message has been sent. Our team will review it shortly.
