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Gas & electricity tariffs

Utilita tariffs

Every Utilita tariff available right now — unit rate, standing charge, contract length, exit fee and renewable status. Last verified 14 May 2026.

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Utilita is a domestic prepayment specialist, so its tariffs sit under the Ofgem prepayment price cap, which Ofgem reviews on 1 January, 1 April, 1 July and 1 October. Smart Energy uses a distinctive two-tier unit rate: a higher "Anytime" rate applies to the first slice of daily usage, then a lower "Saver" rate kicks in once you cross the daily threshold, replacing the conventional daily standing charge. The traditional (key / token) tariff keeps the conventional standing-charge structure. Rates below are the Q2 2026 Ofgem prepayment cap averages across England, Scotland and Wales (incl. VAT).

Current tariffs

Utilita domestic tariffs

Prices below are the Utilita published rates for a typical single-rate meter on direct debit, excluding VAT. Final bill amounts depend on your region and meter type.

Smart Energy: Anytime + Saver (electricity)

prepayment · two-tier No fixed term 100% renewable
Utilita logo

Default Smart Energy electricity tariff for households with a SMETS2 smart-prepayment meter. The higher Anytime rate applies to the first 6.43 kWh of electricity used each day (worth about 86 p at the Anytime rate); after that the Saver rate kicks in for the rest of the day. There is no separate daily standing charge: the system recovers fixed costs through the Anytime rate. Top up through the My Utilita app, IVR phone line, or any PayPoint / Payzone outlet.

Pricing

Unit rate — low
13.40p / kWh
Unit rate — normal
34.10p / kWh
Daily standing charge
0.00p / day
Low-rate hours
Saver rate kicks in once 6.43 kWh of electricity has been used in the day (around 86 p of Anytime usage)
Contract
No fixed term
Exit fee
None
View tariff details on Utilita

Smart Energy: Anytime + Saver (gas)

prepayment · two-tier No fixed term
Utilita logo

Default Smart Energy gas tariff for households with a SMETS2 smart-prepayment gas meter. Mirrors the electricity structure: an Anytime rate on the first slice of daily usage, then a lower Saver rate for the rest of the day, replacing the conventional gas standing charge.

Gas

+0.00p/day standing

Contract
No fixed term
Exit fee
None
View tariff details on Utilita

Traditional Prepayment: electricity

prepayment · key meter No fixed term 100% renewable
Utilita logo

Legacy electricity tariff for households still on a non-smart key or token prepayment meter. Conventional structure: a flat unit rate plus a daily standing charge, both capped by Ofgem's prepayment price cap. Top-ups only at PayPoint / Payzone outlets in person; no app top-up until the meter is upgraded to SMETS2.

Pricing

Unit rate
27.10p / kWh
Daily standing charge
53.55p / day
Contract
No fixed term
Exit fee
None
View tariff details on Utilita

Traditional Prepayment: gas

prepayment · key meter No fixed term
Utilita logo

Legacy gas tariff for households still on a non-smart prepayment gas meter. Conventional flat unit rate plus daily standing charge, capped by Ofgem's prepayment price cap. Eligible customers can request a free SMETS2 smart-prepay upgrade through the My Utilita account, which unlocks the two-tier Anytime + Saver structure and app top-up.

Gas

6.95 p/kWh

+32.00p/day standing

Contract
No fixed term
Exit fee
None
View tariff details on Utilita

Prices verified against the Utilita published price list on 14 May 2026. Always check the live price on the supplier's own website before signing up.

Selectra expert

Which Utilita tariff fits you, and what will you actually pay?

Utilita publishes two live propositions in May 2026, both prepayment-only: the modern Smart Energy two-tier tariff (no standing charge, an Anytime rate on the first slice of daily use and a lower Saver rate for the rest of the day) and the legacy Traditional Prepayment tariff (flat unit rate plus daily standing charge, available only on non-smart key meters). The right pick is dictated by your meter, since there is no credit-meter direct-debit option at Utilita.

Smart Energy (Anytime + Saver)

prepayment · two-tier · no standing charge

Best fit if — Households with a SMETS2 smart-prepayment meter that want app top-up, real-time balance, push low-credit alerts and a structurally lower unit cost for households whose daily electricity use lands above the 6.43 kWh Anytime threshold (around 2,300 kWh a year, fairly typical for a flat or small family home).

Skip if — You use very little electricity (under 1,500 kWh a year). The Saver rate barely kicks in and the Anytime portion ends up costing more than a flat capped prepay rate would.

What you'll actually pay

Electricity: 34.10 p/kWh Anytime / 13.40 p/kWh Saver after 6.43 kWh per day, no standing charge. A typical 2,700 kWh electricity household spends around £610 a year on Smart Energy electricity at Q2 2026 rates, slightly above the cheapest credit-meter fixed deal, but with no debt risk.

A genuinely smart prepay design when the meter and app are healthy. The two-tier structure means you stop "paying for nothing" on the day you happen to be away from home.

Traditional Prepayment (key / token)

prepayment · flat rate · standing charge

Best fit if — Households still on a non-smart prepayment meter who have not yet had the SMETS2 swap. Same Ofgem prepay cap protection as Smart Energy, just without the two-tier Saver mechanic or app top-up.

Skip if — You can take a free SMETS2 upgrade. Smart Energy is structurally cheaper for medium-to-high users and the app removes the trip-to-the-shop problem. Book the swap through the My Utilita account or call 0330 3337 442.

What you'll actually pay

Electricity 27.10 p/kWh + 53.55 p/day standing charge. Gas 6.95 p/kWh + 32.00 p/day standing charge. Typical 2,700 kWh electricity + 11,500 kWh gas dual-fuel household: around £1,725 a year at Q2 2026 cap levels.

A working safety net for households not yet on SMETS2, not a long-term destination. Ask for the smart upgrade as soon as your shift pattern allows the engineer slot.

All annual estimates use the Q2 2026 Ofgem prepayment price cap, a typical 2,700 kWh electricity + 11,500 kWh gas dual-fuel household, and Utilita published rates as of 14 May 2026. Your actual bill depends on your distribution region, your meter type and your real annual kWh. Always run the Selectra comparator on your last 12 months of bills before signing.

How to compare UK tariffs

Three numbers that decide your bill

  1. 1

    Unit rate (p/kWh) — the cost of the energy you actually use. The Energy Price Cap caps the unit rate on the default (Standard Variable) tariff. Fixed tariffs are usually slightly above or below the cap.

  2. 2

    Standing charge (p/day) — what you pay per day even if you use zero energy. Covers network costs, smart-meter rollout and policy levies. About 53p/day for electricity and 32p/day for gas on a typical 2026 tariff.

  3. 3

    Exit fee — what you pay to leave early on a fixed tariff. Typically £25-£75 per fuel. None on Standard Variable. None in the final 49 days of any fixed contract.

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Is Utilita the cheapest for your usage?

Headline rates lie. The only way to know is to compare against your real annual kWh. Selectra's comparison uses your postcode + 12-month usage to find the cheapest current deal.

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Common questions

UK energy tariffs — frequently asked questions

Every UK domestic energy tariff has two components: a standing charge (a flat fee in pence per day, even if you use zero energy), and a unit rate (in pence per kWh you actually consume). Your bill = (standing charge × days) + (unit rate × kWh used) + VAT (5%). Compare both numbers — a tariff with a low unit rate but a high standing charge can cost more than the reverse if you use little energy.

The Energy Price Cap set by Ofgem limits how much suppliers can charge for the default (Standard Variable) tariff. It is reviewed every three months. It does not cap fixed-term tariffs — those can be cheaper or more expensive than the cap depending on wholesale prices.

Most UK fixed-term tariffs include an exit fee (typical range: £25-£75 per fuel) if you switch before the contract ends. You can switch without an exit fee in the last 49 days of your contract. The default Standard Variable tariff has no exit fee.

Many UK suppliers offer 'green' or '100% renewable' tariffs which match your annual consumption with REGO certificates. This is a paper-trail match, not a guarantee that the electrons reaching your home are renewable — but it does fund continued renewable generation. Tariffs marked '100% renewable' below carry REGO backing.

If wholesale prices are forecast to rise, fixing locks in today's price for the contract length. If they are forecast to fall, the Standard Variable tariff (capped by Ofgem) tracks the wholesale market down. The right choice depends on your appetite for stability vs. potential savings — Selectra's comparison tool factors in both.