Barclays Travel Insurance Packs
Barclays travel insurance operates differently from typical providers and is only available to select customers. Two options exist: Travel Pack and Travel Pack Plus, available to customers with qualifying Barclays accounts.
Eligibility Requirements
- Barclays Bank Account
- Barclays Basic Current Account
- Student Additions
- Higher Education Account
- Premier Current Account
Feature Comparison
| Feature | Travel Pack | Travel Pack Plus |
|---|---|---|
| Family coverage | Yes | Yes |
| RAC breakdown cover | Yes | Yes |
| Coverage to age 79 | Yes | Yes |
| Winter sports cover | Yes | Yes |
| Airport lounge visits (6 free annually) | Yes | Yes |
| Lounge visits swap for spa | No | Yes |
| Airport parking savings (up to 20%) | Yes | Yes |
| Hotel discounts | Yes | Yes |
Coverage Benefits
| Benefit | Limit (per person) | Excess (per person) |
|---|---|---|
| Emergency medical and repatriation | £10,000,000 | £50 |
| Accidental death or permanent injury | £50,000 | £0 |
| Personal liability | £2,000,000 | £50 |
| Catastrophe cover | £750 | £0 |
| Personal baggage cover | £1,500 | £50 |
| Personal money | £500 | £50 |
| Emergency travel document expenses | £750 | £0 |
| Delayed baggage | £150 | £0 |
| Winter sports cover | £500 equipment | £50 |
Is the Barclays Premier Travel Insurance Pack Still Available?
The Barclays Premier Travel Insurance Pack is no longer available to new customers. Enhanced coverage now applies across multiple sections with corresponding price increases.
Barclays Travel Insurance Prices
Annual policy comparison for a 35-year-old woman with no pre-existing conditions shows Barclays pricing significantly above average. RAC breakdown cover typically costs £54 annually, while airport lounge access averages £15-20 per visit.
Monthly Pricing (as of August 2019):
- Travel Pack: £12.50
- Travel Pack Plus: £18.00
Minimum six-month commitment required.
Barclays Travel Insurance Claims
Barclays travel insurance is run through the underwriter, so the claims and emergency-assistance numbers differ between Travel Pack and Travel Pack Plus. Because these numbers change and depend on your exact pack, use the contact details printed on your policy documents rather than a number quoted on a third-party page.
- Emergency medical assistance abroad: the 24/7 number for your pack is on your policy documents; programme it into your phone before you travel.
- Non-medical emergencies: use the assistance number listed in your pack documents.
- Find the current numbers: log in to your Barclays app or visit the Barclays website.
Barclays Travel Insurance Contact Numbers
Each Travel Pack benefit (the travel-assistant helpline, airport lounge access and discounted parking and hotels) has its own contact route, and these are managed by Barclays' partners rather than the bank directly. The reliable, current numbers are the ones in your pack documents and in your Barclays app.
- Travel assistant helpline (24/7): use the helpline number for your pack shown in your policy documents.
- Airport lounge access (Travel Pack Plus): managed through the Barclays Traveller Plus app and the lounge provider's portal; the contact details are in the app.
- Discounted parking and hotels: book and find contact details through the offers area of your Barclays app or the Barclays website.
How do I Cancel my Barclays Travel Insurance?
A 14-day cooling-off period applies from policy addition or document receipt (whichever is later), with full refunds available if no claims filed. After this period, a minimum six-month commitment is required before cancellation becomes possible.
Barclays Travel Insurance Reviews
| Platform | Rating | Summary |
|---|---|---|
| TheDibb.co.uk | No rating system | Praised claims handling for ski accident case |
| Review Centre | 1.5 stars (28 reviews) | Mixed - complicated claims process reported |
| Smart Money People | 4.25 stars (12 reviews) | "Excellent product" with "no fuss claims process" |
Expert Assessment: Defaqto awarded both Travel Pack and Travel Pack Plus five-star ratings, the highest possible designation for UK travel policies.