If you’re wondering about World Nomads travel insurance then you’re probably planning some sort of overseas adventure. Well, lucky you! We love travelling and think it’s the perfect antidote to the hustle and bustle of our modern lives. We have an action-packed guide for you so sit tight and get ready to discover more about World Nomads travel insurance policies, prices, reviews, promotion codes for discounts and more.
About World Nomads
World Nomads travel insurance is an insurance provider with a difference. The company was created by a group of fun-loving, passionate travellers. For this reason, World Nomads doesn’t just sell travel insurance but connects like-minded individuals to share stories and travel advice, and promotes a generous philanthropic spirit.
It’s not difficult to imagine why World Nomads is Lonely Planet’s recommended travel insurance provider. The two companies share a similar ethos and dedication to travelling that extends past just sipping cocktails on a beach (not that there’s anything wrong with that!). A young, fresh and dynamic company, World Nomads is often featured in stories as it launches new, creative projects with flair.
“We are a passionate and curious bunch of travellers who believe in the positive power of travel.” - World Nomads Team
History of World Nomads
World Nomads is an Australian company that started out in 2002. It now offers a wide range of services in the travel industry. Some of the most prominent projects and services available include yearly travel scholarship opportunities, online travel articles, travel destination guides and plenty of goodwill activities.
Timeline
- 2002 - World Nomads travel insurance is launched.
- 2004 - The company adds travel blogs and phrasebooks teaching essential vocabulary to help when travelling.
- 2005 - It sets up ‘Footprints’, the corporate social responsibility division. This later became the ‘Footprints Network’, as it is currently known today.
World Nomads today
World Nomads targets the adventurous traveller, in particular, backpackers. It’s no wonder either, given the crew that work there all come from a similar wanderlust background and share the same passion. With more people than ever picking up a bag and exploring this great planet, it isn’t just aimed at students though. The company provides travel insurance for people up to the age of 64.
Charity and community initiatives
One of the company’s unique attributes is its passion for sustainability and community support projects. Many travellers laud this way of thinking since it’s all about helping the world you travel through. After all, they do say you get what you give in life (and on the road).
Here are some of the initiatives World Nomads is involved in:
- Footprints Network - The charity arm of World Nomads, which has raised millions for community projects operating in the developing world. When you purchase a policy you can choose an amount to donate and also the programme that you wish to contribute to. At the time of writing, the three themes you can support are the environment, water and sanitation, and education.
- Travel scholarship opportunities - These are offered in the fields of travel writing, travel photography and travel film making.
- Responsible travel information - The website has a host of interesting articles on how to travel responsibly. These range from minimising our impact on the environment to volunteering.
World Nomads travel insurance cover
Travel insurance can be seen as a necessary evil. On the one hand, you never want to consider that your perfectly planned trip could go wrong. On the other hand, if things do take a turn for the worse you would kick yourself if you weren’t covered.
In this section, we will explain in detail the World Nomad travel insurance policies currently available. Whether you’re planning a once in a lifetime adventure or going on an annual holiday, you should always pack your travel insurance, even before you get around to your bag. You’re obviously on the right path as you’re reading this guide, so great work!
How long will you be travelling?
Unlike many travel insurers, World Nomads doesn’t break its insurance into single trip and annual multi-trip options. You simply enter your travel dates and your quote will be based on this. You are still allowed to return home in between jaunts as you are on an annual multi-trip policy.
World Nomads travel insurance will cover anyone who is 64 or under. If you are lucky enough to be over this age, don’t worry as there are plenty of great insurers who will cover you. Head to a comparison site and simply state your age when you are completing your quote and you will get a list of available providers.
Remember, cover starts from the date you enter on the quote. If you are leaving in two weeks and start your insurance from that day, you wouldn’t be covered for cancellation.
What are the benefits and different levels of cover I could get?
Here is an example of what you could be covered for with World Nomads:
| Benefit / Level of cover | Standard Plan | Explorer Plan |
|---|---|---|
| Medical | £5m | £10m |
| Personal liability | £2m | £2m |
| Cancellation | £3k | £5k |
| Baggage | £1k | £2k |
| Money | £0 | £500 |
Cover can also include:
- Accidents and death
- Overseas dental
- Terrorism
- Pregnancy complications
- Activities (including higher-risk sports such as bungee jumping)
Haven’t just graduated from law school and find insurance terms confusing? We created a jargon-busting travel insurance glossary, which we’ve written in plain English.
World Nomads travel insurance prices
There are many factors to consider when choosing your travel insurance. You’re probably wise to the fact that you should never choose travel insurance based on price alone. Having said that, it’s always a good idea to compare different policies on the market. Two similar products from different companies could have wildly different premiums. You don’t want to be underinsured, but there’s also no point paying more for the same coverage.
We’ve already given you the policy highlights above so let’s see how World Nomads stacks up when looking at price alone. To help give you a clear picture we compared the market average prices against World Nomads. The figures below are for a policy lasting one year for a 35-year-old single traveller to Europe with no pre-existing medical conditions.
Prices correct as of December 2019. Please note that travel insurance prices fluctuate regularly, so always check on a comparison site or directly with a company for the most up-to-date figures.
As you can see from the chart, World Nomads travel insurance policies cost way above average. That’s not to say you shouldn’t consider it, but you should consider what type of travelling you’re doing. World Nomads is known for its high-quality, comprehensive insurance.
This makes it well suited for those of you who like adventure as it covers a range of activities.
Is there a promotion code for World Nomads travel insurance?
At the time of writing, you could find a promotion code for World Nomads on many different sites. Travel insurance can be expensive and it’s always nice to save money so you can spend more on your big adventure.
You never know, the savings you make could equal a quad bike ride, snorkel trip or even a humble (but necessary) coffee while waiting for the bus.
If you search ‘promotion code for World Nomads’ you can head to any website you like the look of. The biggest discount we saw advertised is for 30% off. That’s not to say this won’t go up or down in the future. Even if you manage to grab a 5% saving, that’s extra money in your pocket.
Is there a World Nomads online portal?
Yes, there is. World Nomads allows anyone to sign up for free, even if they haven’t bought travel insurance through the company. It only takes a minute to register and then you have access to:
- More than 60,000 members of the online community. You can ask travel-related questions on the site and other travellers will respond to you.
- A page where you can create your own travel blog.
- Travel insurance resources, including discounts, your policy details, claiming online, and articles on travelling.
How do I get a World Nomads travel insurance quote?
The easiest way to get a World Nomads travel insurance quote is via the website. We just love that you don’t have to enter your email address on this site, so don’t get the residual spam for years to come!
To get a quote, simply head to the World Nomads homepage and select ‘Insurance’ and scroll to the bottom of the dropdown menu.
World Nomads contact details
To make your life simple, we’ve gathered all the important contact details you might need to get in touch with World Nomads.
Emergency assistance service
- For policies purchased on or after 1 November 2018: Phone - +353 21 237 8005 or +61 2 8263 0470 Email - [email protected]
- For policies purchased before 1 November 2018: Phone - +44 20 7183 3751 Email - [email protected]
General enquiries (plus making a claim after 1 November 2018, getting a quote, purchasing insurance) Phone - 0800 260 5081 or +353 21 237 8000 Email - [email protected]
Making a claim
- For policies purchased on or after 1 November 2018: use the general enquiries details above.
- For policies purchased before 1 November 2018: Phone - +44 (0)330 660 0549 Email - [email protected]
Making a complaint
Hopefully, you have a good experience with World Nomads. However, things can go south. If you do need to make a complaint, you can contact World Nomads. You’ll find comprehensive details and explanations via the link, including how to progress a complaint.
World Nomads travel insurance reviews: a quick look
Want to know what fellow intrepid travellers say about World Nomads travel insurance? We’ve surfed the net to bring you the positives and negatives, leaving you more time to surf the waves (or to start planning, at least).
The first negative aspects that we noticed when looking through the reviews are two common complaints: receiving policy documents later than expected and issues arising when claiming.
These are common gripes with travel insurance companies but doesn’t mean it shouldn’t be a smooth process.
On TrustPilot, the World Nomads crew responds to all the feedback posted, positive and negative. TrustPilot has over 1,000 reviews for World Nomads and the average rating is 3.5/5 stars.
On the flipside, where feedback around claims is positive, customers like that World Nomads pays medical facilities directly if you make a successful claim. This can come out of your pocket with some providers, then the insurance provider compensates you later.
Some customers also like the care and attention they received from World Nomads in the event of a medical situation, stating that the follow-up was friendly and helpful.
Other positive comments also focused on the customer service provided, specifically the speed of responding and translation of documents if needed.
Selectra’s verdict
World Nomads travel insurance is more pricey than the average insurance provider. As we mentioned earlier though, price isn’t everything. You need to weigh up all your options and consider what is more important to you.
World Nomads has a good reputation as a high-quality travel insurer and we like its holistic approach. It offers a lot of freebies on its website and is heavily involved in charity and community initiatives.
| Attentive and friendly service from customer service agents. | Premiums are much higher than average for travel insurance companies. |
| The company is prepared to cover travellers for high-risk activities (you may have to pay an additional premium). | Claims can be difficult to resolve with the company and take time. |
Data and information correct as of December 2019.
All material on this page and the selectra.co.uk website is for information purposes only and does not constitute any form of financial advice. Selectra.co.uk is not responsible for any consequences that might arise from your use of the information provided.
Other providers are available and the best deal for you will depend on your individual circumstances. Please do your own research and seek professional advice if necessary (moneyadviceservice.org.uk offers free, independent advice on all financial issues).