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Selectra
Updated 2026

Compare every UK mobile network, plan and handset

From EE, O2 and Vodafone to giffgaff, Tesco Mobile and Sky, Selectra brings together everything UK customers need to compare 11 networks, find the best SIM-only deals and switch to a cheaper phone plan today.

Independent and impartial. Ofcom and operator data. Updated for 2026.

4

Host networks (EE, O2, Vodafone, Three)

99%

UK population covered by 4G

£5

Cheapest UK SIM-only / month

70+

Mobile guides & reviews

The UK mobile market is split between four host networks (EE, O2, Vodafone and Three) who own physical infrastructure, and dozens of MVNOs like giffgaff, Tesco Mobile, Sky Mobile and BT Mobile that piggyback on them. The host you choose determines the signal you receive, regardless of brand.

On this page you can compare every network and MVNO, find the cheapest SIM-only and PAYG plans, browse phone brand guides covering Apple, Samsung, Honor and Huawei, and read 70+ how-to articles on switching, 5G, eSIM and saving on your mobile bill.

Every UK network

Compare all 11 UK networks and MVNOs

Filter by host networks, MVNOs, SIM-only, Pay Monthly, PAYG or 5G availability and find the plan that fits your needs.

Featured

EE

Owns network . Best 5G

BT-owned, top-rated by Ofcom for 4G and 5G coverage and speed. The most reliable choice for fast data and rural signal.

host pay monthly fiveg
Read the review
Featured

O2

Owns network . Priority perks

Part of Virgin Media O2. Strong urban 5G, Priority rewards, free O2 Priority tickets and Volt discounts when bundled with Virgin broadband.

host pay monthly fiveg
Read the review
Featured

Vodafone

Owns network . Roaming

Reliable nationwide coverage, competitive SIM-only pricing and VeryMe rewards. Strong roaming options for travellers in and out of the EU.

host pay monthly fiveg sim only
Read the review
Featured

giffgaff

Hosted by O2 . No contract

Award-winning low-cost MVNO running on the O2 network. 30-day goodybags, no credit check and a strong community-led customer service.

mvno sim only payg
Read the review

Tesco Mobile

Hosted by O2 . Clubcard rewards

O2-powered MVNO with Clubcard prices, flexible Pay Monthly contracts and Family Perks to share allowances with up to 4 lines.

mvno pay monthly payg sim only
Read the review

Sky Mobile

Hosted by O2 . Data rollover

O2-network MVNO from Sky. Unused data rolls into a 3-year Piggybank, and Sky TV customers get exclusive discounts on plans and handsets.

mvno pay monthly sim only
Read the review

Virgin Media

O2 network . Volt bundle

Virgin Media O2 mobile arm: doubled data through Volt for Virgin broadband customers, plus EU roaming included on most Freestyle plans.

mvno pay monthly sim only fiveg
Read the review

BT Mobile

Hosted by EE . BT broadband

EE network with BT branding. Best paired with BT broadband or BT TV for discounted SIM-only plans and the BT Halo guarantee on signal.

mvno pay monthly sim only fiveg
Read the review

Asda Mobile

Hosted by Vodafone . Cheap PAYG

Pay As You Go on the Vodafone network. Bundles from a few pounds a month, plus 30-day SIM-only plans with no contract.

mvno payg sim only
Read the review

Lycamobile

Hosted by EE . Cheap int. calls

EE-powered MVNO specialising in cheap international calls. 30-day PAYG plans with generous overseas minutes to 50+ countries.

mvno payg sim only
Read the review

Sure CW

Channel Islands . CI specialist

Sure provides mobile services across the Channel Islands and the Isle of Man, with local plans, business packages and roaming bundles for islanders.

mvno
Read the review

6 questions to ask

How to choose the right UK mobile network

Coverage, contract type, allowances, perks and price. The five factors that decide whether a mobile plan is right for you.

Check coverage at home

Use Ofcom's free postcode checker to compare indoor and outdoor signal across all four host networks. The brand matters less than the host that powers it.

Pick a contract type

SIM-only is cheapest if you already own a phone. Pay Monthly spreads handset costs. PAYG suits light users and children's phones with no credit check.

Match data to usage

A light user (calls, messaging) is fine with 2-5 GB. Heavy streamers and tetherers need 50 GB+ or unlimited. Sky and Tesco let you roll unused data into next month.

Look for the right perks

O2 Priority unlocks tickets and rewards. Sky Mobile rewards Sky TV customers. Tesco Mobile pays in Clubcard points. BT, Vodafone and Three include EU roaming.

Compare total cost

Add the monthly bill plus any upfront handset cost over the contract length. A "free phone" on Pay Monthly is rarely free once you total the 24 monthly payments.

Try a 30-day SIM first

Before locking into 24 months, run a 30-day SIM from your shortlist at your address. It is the only honest way to test real-world coverage.

What it costs in 2026

How much should a UK mobile plan cost in 2026?

Prices vary widely with allowance, network and contract length. Here is what a typical UK customer can expect to pay for the three main plan types this year.

£5 to £15

SIM-only / month with 5 to 30 GB

£25 to £55

Pay Monthly with mid-range handset

£10 to £20

PAYG monthly bundle (no contract)

Indicative prices for 2026 based on Ofcom averages and operator rate cards. Always check the latest tariff before signing up.

UK mobile FAQs

The Selectra expert answers your questions

EE consistently ranks first in Ofcom's reports for overall 4G and 5G coverage, speed and reliability. Vodafone is a strong second on rural coverage, Three offers the best value on unlimited data, and Virgin Media O2 wins on perks through Priority and the Volt bundle with Virgin broadband. The best network for you, however, is always the one with the strongest signal at your home and work postcode.

A network like EE, O2, Vodafone or Three owns the physical mobile masts. An MVNO (Mobile Virtual Network Operator) is a brand like giffgaff, Tesco Mobile, Sky Mobile or BT Mobile that rents capacity from one of the four. The signal you get on an MVNO is exactly the same as the host network it sits on, but you may get cheaper plans, different perks and shorter contract lengths.

Yes, almost always. If you already own a phone, a 30-day SIM-only deal will work out far cheaper than a 24-month contract that bundles a handset. You can find unlimited calls and texts with 5 to 30 GB of data from £5 to £15 a month. Pay Monthly contracts spread the cost of a new phone but typically cost more overall than buying the handset outright and adding a SIM-only plan on top.

Not yet. Ofcom's latest Connected Nations report shows that more than 85% of UK premises have outdoor 5G from at least one operator, but indoor coverage and rural areas lag well behind. 5G is rolling out fastest in towns and cities; if you live in a remote area, 4G coverage matters more than 5G when picking a plan.

Text PAC to 65075 from your current SIM. Your old provider has to reply within 60 seconds with a Porting Authorisation Code valid for 30 days. Hand that PAC to your new network when you sign up, and they will transfer your number within one working day. The process is free, governed by Ofcom and works for every UK provider.

An eSIM is a digital SIM card built into newer phones (iPhone XS and later, Pixel 4 and later, recent Samsung Galaxy S and Z models). It replaces the plastic card with a QR code or app activation. All four UK host networks now offer eSIM, as do giffgaff, Sky Mobile, BT Mobile, Vodafone and most other major MVNOs.

Save on your next bill

Find a cheaper UK mobile plan in minutes

Switching network takes minutes and you keep your number. Compare 11 UK networks and MVNOs side by side and start saving on your monthly bill today.