Revolut in 60 seconds
Revolut at a glance (2026)
About Revolut
Revolut launched in July 2015 as a prepaid travel card aimed at killing the foreign-transaction fees charged by UK high-street banks. A decade later it offers everything from current accounts and savings to stocks, crypto, lounge access and mortgages-via-partners. The company finally received its full UK banking licence on 11 March 2026, after a three-year approval process.
Revolut also applied for a US banking licence in March 2026 and launched in Mexico in January 2026. A further £1.1bn investment in France was announced in May 2025. CEO and co-founder Nik Storonsky remains at the helm.
Revolut personal plans in 2026
Standard
Free Revolut account. £1,000/month FX allowance at the interbank rate (1% fee above), 5 free ATM withdrawals up to £200/month and access to Revolut Stocks.
- No monthly fee.
- £1,000/month FX allowance.
- 5 free ATM withdrawals up to £200/month.
Plus
£3.99/month. £3,000/month FX at the interbank rate (0.5% fee above), extra purchase protection and ticket protection on Plus.
- £3.99/month (or £40/year).
- £3,000/month FX allowance.
- Purchase & ticket protection.
Premium
£7.99/month. Unlimited interbank FX, travel insurance, priority customer support and overseas medical insurance.
- Unlimited FX at interbank rate.
- Worldwide travel insurance.
- Priority in-app support.
Metal
£14.99/month. Metal card, up to 1% cashback outside Europe (0.1% inside), £800/month fee-free ATM withdrawals and LoungeKey access.
- £14.99/month, metal card.
- Up to 1% cashback outside Europe.
- £800/month fee-free ATM withdrawals.
Ultra
£55/month (or £540/year). 4% AER on savings under £200,000, all Metal benefits plus a curated luxury perks bundle.
- £55/month or £540/year.
- 4% AER on savings up to £200,000.
- All Metal perks + luxury benefits.
Revolut Business
Four business tiers (Basic, Grow, Scale, Enterprise) from free upwards. International payments, multi-currency accounts and accounting integrations.
- Free Basic plan for sole traders.
- Multi-currency accounts in 30+ currencies.
- Bulk payments and spend controls.
Three deep divesSee our standalone guides on Revolut Business, the Revolut Metal card and the in-depth Revolut customer review.
Revolut Stocks and investments
Through the Revolut app you can also buy and sell:
- Revolut Stocks: fractional US and EU equities, with low commission on Standard and lower fees on paid plans.
- Commodities: spot gold, silver and other commodities.
- Crypto: more than 200 coins, with progressive fee discounts on paid plans.
- Savings Vaults: cash savings with daily-paid interest, headline AER varies by plan.
Revolut customer service
Revolut deliberately has no public telephone line. All support runs through the in-app chat — with priority queues on Premium, Metal and Ultra plans. Card freeze is instant in the app.
In-app chat
Standard, Plus, Premium queues
Open in app
Around the clock; priority on paid plans
Start hereLost or stolen card
Freeze instantly in the app
Freeze in app
24/7
Help centre
Self-service FAQs and guides
Open Help
24/7
Premium / Metal / Ultra priority chat
Faster queue on paid plans
Priority queue
Around the clock
Business support
For Revolut Business customers
Open in app
Around the clock
Social
X @RevolutApp
@RevolutApp
Business hours
Revolut FAQ
Yes, as of 11 March 2026. The PRA/FCA granted Revolut a full UK banking licence, ending a three-year approval process. Eligible UK deposits are now protected up to £85,000 per person by the FSCS.
Revolut is in-app chat only. Premium, Metal and Ultra plans get a priority chat queue. There is no public phone number.
It depends on your spending. Frequent travellers who use £800+ in ATM withdrawals abroad and earn meaningful cashback usually find the metal card pays for itself. Light spenders should stick with Standard or Plus.
Reports suggest an IPO in 2026 at a target valuation of $150-200bn, with the US listing preferred. No formal IPO filing was public at the time of writing.