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Selectra
Updated 2026

All 12 UK mobile networks and MVNOs compared

From the four hosts that actually build the masts to every major MVNO that piggybacks on them. Coverage, contract type, perks and pricing for 12 UK networks side by side.

Independent comparison. Ofcom and operator data. Updated for 2026.

4

Host networks owning UK masts

99%

UK population covered by 4G

85%+

UK premises with outdoor 5G (Ofcom)

£5

Cheapest UK SIM-only / month

Only four companies actually build and run mobile masts in the UK: EE (BT Group), Vodafone, Three and Virgin Media O2. Every other brand on this page is a Mobile Virtual Network Operator (MVNO) that rents capacity from one of those four. The signal you receive is set by the host, regardless of the brand on your bill.

Below you can compare all 12 UK networks: which host they sit on, the plan types they sell, whether they offer 5G and what makes each one different. Filter by host networks, MVNOs, SIM-only, Pay Monthly, PAYG or 5G to narrow the list.

Every UK network

Compare all 12 UK networks and MVNOs

Filter by host network, MVNO status, contract type or 5G availability and find the right plan in seconds.

Flagship
EE logo

EE

Owns network (BT Group) . Best 5G

BT-owned and consistently top-rated by Ofcom for 4G and 5G coverage, speed and reliability. The most dependable choice for fast data and rural signal.

host pay monthly sim only fiveg
Read the review
Flagship
O2 logo

O2

Owns network (VMO2) . Priority perks

Part of Virgin Media O2. Strong urban 5G, free O2 Priority tickets and Volt discounts when paired with Virgin Media broadband.

host pay monthly sim only fiveg
Read the review
Flagship
Vodafone logo

Vodafone

Owns network . EU roaming

Reliable nationwide coverage, competitive SIM-only pricing and VeryMe rewards. Plenty of plans still include free EU roaming.

host pay monthly sim only fiveg
Read the review
Three logo

Three

Owns network . Unlimited value

Best value on unlimited data plans, included EU roaming on many tariffs. Vodafone and Three are merging into the UK's biggest 5G network.

host pay monthly sim only fiveg
Flagship
giffgaff logo

giffgaff

Hosted by O2 . No contract

Award-winning low-cost MVNO running on the O2 network. 30-day goodybags, no credit check and a strong community-led customer service.

mvno sim only payg
Read the review
Tesco Mobile logo

Tesco Mobile

Hosted by O2 . Clubcard rewards

O2-powered MVNO with Clubcard prices, flexible Pay Monthly contracts and Family Perks to share allowances across up to 4 lines.

mvno pay monthly payg sim only
Read the review
Sky Mobile logo

Sky Mobile

Hosted by O2 . Data rollover

O2-network MVNO from Sky. Unused data rolls into a 3-year Piggybank, and Sky TV customers get exclusive discounts on plans and handsets.

mvno pay monthly sim only
Read the review
Virgin Media logo

Virgin Media

O2 network (VMO2) . Volt bundle

Virgin Media O2 mobile: doubled data through Volt for Virgin broadband customers, plus EU roaming included on most Freestyle plans.

mvno pay monthly sim only fiveg
Read the review
BT Mobile logo

BT Mobile

Hosted by EE . BT broadband

EE network with BT branding. Best paired with BT broadband or BT TV for discounted SIM-only plans and the BT Halo signal guarantee.

mvno pay monthly sim only fiveg
Read the review
Asda Mobile logo

Asda Mobile

Hosted by Vodafone . Cheap PAYG

Pay As You Go on the Vodafone network. Bundles from a few pounds a month, plus 30-day SIM-only plans with no contract and no credit check.

mvno payg sim only
Read the review
Lycamobile logo

Lycamobile

Hosted by EE . Cheap intl calls

EE-powered MVNO specialising in cheap international calls. 30-day PAYG plans with generous overseas minutes to 50+ countries.

mvno payg sim only
Read the review
Sure CW logo

Sure CW

Channel Islands . CI specialist

Sure provides mobile services across the Channel Islands and the Isle of Man, with local plans, business packages and roaming bundles for islanders.

mvno
Read the review

Networks at a glance

What each network actually offers

Some own the masts. Others rent capacity at a discount. A quick visual key to every plan type each operator supports.

Host network MVNO SIM-only Pay Monthly PAYG 5G

Last updated: June 2026. Plan types, host relationships and 5G coverage change. Always confirm directly with the operator.

6 questions to ask

How to choose the right UK mobile network

Coverage, contract type, allowances, perks and total cost. Six checks that decide whether a plan is right for you.

Check coverage at your postcode

Use Ofcom's free Mobile Coverage Checker to compare indoor and outdoor 4G and 5G across all four host networks. Brand matters less than the host that powers it.

Host or MVNO?

MVNOs sit on a host network and almost always charge less. Coverage is identical to the host they rent from, so a giffgaff SIM gives you the same O2 signal.

SIM-only, Pay Monthly or PAYG?

SIM-only is cheapest if you own a phone. Pay Monthly spreads handset costs over 24-36 months. PAYG suits light users and children's phones with no credit check.

Match data to actual usage

A light user is fine with 2-5 GB. Heavy streamers and tetherers need 50 GB+ or unlimited. Sky and Tesco let you roll unused data into next month.

Look for the right perks

O2 Priority unlocks tickets and rewards. Sky Mobile rewards Sky TV customers. Tesco pays in Clubcard points. BT, Vodafone and Three include EU roaming on many tariffs.

Test with a 30-day SIM

Before locking into 24 months, run a 30-day SIM from your shortlist at your address. It is the only honest way to test real-world coverage.

What it costs in 2026

The cheapest UK mobile plans this year

MVNOs on the EE, Vodafone and O2 networks consistently win on entry-level SIM-only pricing. Coverage is identical to the host, but monthly bills are typically half the price of a host-network tariff.

£5

Lycamobile (EE host) - 5 GB, unlimited UK calls and texts

£6

giffgaff (O2 host) - 5 GB, no contract, no credit check

£7

Asda Mobile (Vodafone host) - 10 GB, unlimited calls and texts

Indicative entry-level SIM-only prices from provider websites, 2026. Always verify the current offer before subscribing.

UK networks FAQ

The Selectra expert answers your questions

EE consistently ranks first in Ofcom's Connected Nations reports for overall 4G and 5G coverage, average download speeds and customer experience. Vodafone ranks second on reliability, Three leads on unlimited data value, and Virgin Media O2 wins on perks through Priority and the Volt bundle. The best network for you is always the one with the strongest signal at your home and work postcode.

A network like EE, O2, Vodafone or Three owns the physical mobile masts. An MVNO (Mobile Virtual Network Operator) is a brand like giffgaff, Tesco Mobile, Sky Mobile or BT Mobile that rents capacity from one of the four hosts. Signal is identical to the host network, but MVNOs typically charge less, offer shorter contracts and target different audiences.

Yes, almost always. If you already own a phone, a 30-day SIM-only deal works out far cheaper than a 24-month contract bundling a handset. Unlimited calls and texts with 5 to 30 GB of data start from £5 to £15 a month. A "free phone" on Pay Monthly is rarely free once you total the 24 monthly payments.

Text PAC to 65075 from your current SIM. Your old provider must reply within 60 seconds with a Porting Authorisation Code valid for 30 days. Give that PAC to your new network when you sign up and they will transfer your number within one working day. The process is free, governed by Ofcom and works for every UK provider.

Not yet. Ofcom's latest Connected Nations report shows more than 85% of UK premises have outdoor 5G from at least one operator, but indoor coverage and rural areas lag well behind. 5G is rolling out fastest in towns and cities; if you live remotely, 4G coverage matters more than 5G when picking a plan.

Since Brexit, most UK networks reintroduced EU roaming fees on new plans, but not all. O2 is the only major host network that still includes free EU roaming as standard on most consumer tariffs (within a fair-use cap). EE, Vodafone and Three typically charge £2 to £2.50 per day in the EU on newer contracts, though older plans and some SIM-only deals still include it for free.

Save on your next bill

Find a cheaper UK mobile network in minutes

Text PAC to 65075 to keep your number. Switching network takes one working day and there is no gap in service. Compare 12 UK networks and MVNOs side by side.